Get care now. Pay later. Split your medical bills into smaller payments using Scratch! Getting access to affordable medical financing is more convenient than ever.

 

Scratch payment plans start as low as 0% APR, and have no prepayment penalties, hidden charges or deferred interest. Checking your rates & accepting plans will never impact your credit score.

 

With Scratch, you can easily make payments, get 1-click access to autopay, keep track of all loan statements, update account information, reapply for new plans directly in-app and much more!